1. Creating of Lending execution (Lending middle office) department in Corporate Banking division from the Greenfield. 2. Coordination and management of lending execution team. 3. Supervision by preparation/reconciliation/signing of bilateral credit documentation packages / amendments including major deal approvals, internal & external reconciliation of documentation packages. 4. Analyses financial statements of borrower’s according to CBR loan loss provisions requirements as of instructions 254-P & 283-P. 5. Monitoring and checking of Financial and Information covenants. 6. Condition precedent and subsequent checking 7. Credit Portfolio reporting. 8. Education & consulting of loan department- staff. 9. Development of internal instructions.

1. Preparation of Credit Applications. 2. Credit and performance risk evaluation of Russian Borrowers. 3. Preparation of bilateral loan agreements and amendments, checking of Pre Export loan agreements Preparation of collateral’s 4. Monitoring of Loan portfolio 5. Reporting to Head office 6. Credit Administration (booking, internal and external correspondence) 7. Work out rating sheets for corporate customers 8. Calculation of return of equity (RoE) for transactions and customers 9. Monitoring of current financial position of borrowers and collection of necessary documentation 10. Education of loan department staff. 11. Development of internal instructions.

1. Preparation of Credit Applications. 2. Credit and performance risk evaluation of Russian Borrowers. 3. Preparation of bilateral loan agreements and amendments, checking of Pre Export loan agreements Preparation of collateral’s 4. Monitoring of Loan portfolio 5. Reporting to Head office 6. Credit Administration (booking, internal and external correspondence) 7. Work out rating sheets for corporate customers 8. Calculation of return of equity (RoE) for transactions and customers 9. Monitoring of current financial position of borrowers and collection of necessary documentation 10. Education of loan department staff. 11. Development of internal instructions.

1. Credit and performance risk evaluation of Russian Borrowers 2. Preparation of Credit Applications. 3. Preparation of bilateral loan agreements and amendments, checking of Pre Export loan agreements Preparation of collateral’s 4. Monitoring of Loan portfolio 5. Reporting to Head office 6. Credit Administration (booking, internal and external correspondence) 7. Work out rating sheets for corporate customers 8. Calculation of return of equity (RoE) for transactions and customers 9. Monitoring of current financial position of borrowers and collection of necessary documentation 10. Reporting to the Management on arising problems 11. Development of internal instructions. 12. Experiences of setup Loan Department from the greenfield.

International economical relationship, Economist

Bayerische Hypotheken- und Wechsel- Bank AG, Munich, Germany. , Certificate

KPMG Deutsche Treuhandgesellschaft AG, Wirtschaftsprüfungsgesellschaft, Berlin, Germany., Certificates